Budgeting oftentimes sound scary. It can seem daunting and intimidating to take the step to manage our finances. But over time I’ve learned that budgeting actually provides safety for us to enjoy life in a smart way. In this planner, I share the budget tool which I’ve created and have used for years. It helps you budget expenses, investments, savings, credit card bills and more. I also share useful tips on money management and smart ways to save for your bucket list whether it’s a trip or a dream purchase. This is a tool which will help you understand your finances whilst helping you get comfortable with budgeting.